Credit Card Fast in December? Series Pt. 1
Credit Card Fast in December, Really?
Credit Card Fast in December: Who would ever do that? Raising hands and jumping up and down…me me me! My personality would never allow me to be subdued about this idea.
Background
- We have been debt free for 13 years.
- And debt free except for the house for 15 plus years.
- We used cash only for about 5 years.
Then We Graduated
Troubles Starts to Brew
Creative Solution: Credit Card Fast
How You Can Implement this Idea
I know that most people carry a large balance on their credit card, and cannot get it to zero. But this exercise is great for rebooting your way of using your credit card. You might even decide to keep going with idea.
If you cannot pay off your balance try this.
- Choose to fast your credit card next month.
- Pay cash for everything next month
- When you bill comes in enjoy the fact that the balance did not go up.
- Consider continuing the process until the bill is paid.
If you can pay off your balance try this.
- Choose to fast your credit card next month.
- Pay off the balance
- Pay cash for everything
- Before each credit card purchase put the cash away in an envelope.
No Cheating…if you have more than one credit card don’t use a different one to make up for not using the first one. Wink. LOL
That way all your credit card balances stay the same and do not go up….a win win situation.
Credit Card Fast Can be Fun
A credit card fast for a month is a fun, and an easy way to help with changing your charge it mindset. If you are just starting the process of getting out of debt you will find this exercise very eye-opening. It may help you make a different decisions in the future, and might be just what you need to get the credit cards in line with your debt free choices.
